How does it work?

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Download ZOCCAM
from the app store.

Register with name & email address (license if applicable).

Verify device by entering PIN sent via SMS text, then create an 8-digit numeric passcode. *Your Phone’s location services need to be turned on

Select Capture on the home screen, then select the type of funds to ZOCCAM. Select Navy Federal Title Services. *Enter contract information. For EMD's only

Capture the front and back of check on a dark, flat surface that is well lit.

Success! Funds have been sent directly to the Title Company & email notifications are sent to all parties.

Here are some
of the benefits
of using ZOCCAM toelectronically
submit EMD checks:

  1. Saves you time
  2. Safety- The check is encrypted from capture to delivery
  3. Faster Sales Cycles- ZOCCAM can be used any time (since work rarely stops at 5)
  4. No cost to you!- Navy Federal Title Services pays a transaction fee to ZOCCAM
  5. Consumer Empowerment and Superior Customer Experience-All parties receive confirmation of delivery when the EMD is received
Download ZOCCAM!