Title Insurance

Title insurance guarantees that you have legal and “marketable” title to the property you are financing. Title insurance may be issued for both the buyer and for the lender, if there is one. The lender’s policy will protect the lender for any defects in the title up to the amount of the loan. The buyer’s or owner’s policy will protect the new buyer against any flaws in the title. The policy will be good as long as the buyer owns the property. It covers events or circumstances that happened in the past, before the buyer took title to the property.

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